Where Rotki wins, and it is the part that matters most to its users
Architecture. Rotki runs locally, so your transaction history never has to leave your machine, and the base application is open source so you can read what it does rather than trust a claim about it. Its own description of itself is the clearest summary anyone could write:
rotki is an open source, self-hosted portfolio manager, accounting and analytics tool that protects your privacy.
We are a hosted service. Your read-only keys and your reconstructed history sit on our infrastructure. We encrypt them, we never take custody of funds, and we publish exactly what we do with them, but none of that is the same guarantee as software running on your own laptop with no server involved. If local-only is a requirement rather than a preference, this comparison is already over and Rotki is your answer.
Where the free tiers differ
Rotki funds itself through premium tiers, which is a healthier model than most things in this industry and worth saying out loud. It does mean the free tier is bounded in two ways worth knowing before you install it.
First, asset movement matching, the feature that links a withdrawal from one account to the deposit into another, starts on Basic at EUR 25 a month. Free and Supporter accounts do not have it, and without it a transfer between your own accounts is not automatically recognised as the same coin moving.
Second, the free net-worth graph shows the last two weeks, and a free account is capped at the 1,000 most recent events, which also bounds what the profit-and-loss report can cover. To be precise, because the distinction is easy to get wrong in our favour: this bounds the graph and the report, not your data. Rotki is not deleting your history.
Ours caps neither. Transfer matching is on the free tier, the graph runs the whole length of your history, and there is no event ceiling. What we cap is how many accounts you connect: 2 exchanges and 5 wallets, one account per exchange.
Side by side
Two products aimed at the same reader from opposite directions.
| Capability | WhereItGoes | Rotki | What that means |
|---|---|---|---|
| Runs on your own machine | No | Yes | Rotki is self-hosted, with builds for Linux, macOS, Windows and Docker. WhereItGoes is a hosted service: your data sits on our infrastructure, not yours. |
| Open source | No | Yes | Rotki describes itself as an open source, self-hosted portfolio manager, accounting and analytics tool that protects your privacy. WhereItGoes is not open source. |
| Transfer matching on free | Yes | No | Rotki starts asset movement matching on Basic at EUR 25 a month. The free and Supporter tiers do not include it. Ours is on the free tier. |
| Full net-worth graph on free | Yes | No | Free Rotki users see the last two weeks of the net-worth graph and are capped at the 1,000 most recent events, which also bounds the profit-and-loss report. The history itself is not truncated. |
| NFTs in net worth | No | Yes | Rotki tracks NFTs and counts them into net worth. Our NFT support is minimal, so an NFT-heavy portfolio will read low here. |
| Mobile app | No | No | Neither of us has one. Rotki ships desktop and Docker builds; our web app runs in a phone browser without being an app. |
| Coverage | Yes | Yes | Rotki enumerates 17 blockchains and 29 exchanges, plus more than 130 DeFi protocols. We cover 11 exchanges and 52 chains, and go nothing like as deep on DeFi protocols. |
Each capability above links to the Rotki page the claim was read from, checked on 2026-08-10. Feature lists and prices change without notice: if one of these has moved, tell us at support@whereitgoes.money and we will correct it.
Which one to use
Use Rotki if you want to own the software and the machine it runs on, if you want DeFi protocol depth, or if the idea of a hosted service holding your financial history is a non-starter. Those are all good reasons and none of them is something we can talk you out of.
Use us if you want it hosted, always current, and readable without setup: connect a read-only key or paste an address, and the history rebuilds itself, matched and priced, with the whole visual story free.
We would rather lose this one honestly than win it with a misquote. If anything on this page misstates what Rotki does, write to support@whereitgoes.money and we will fix it and note the date.
We would rather you read our own limits before you trust a page where we chose the comparison. No downloadable tax reports, no live DeFi position valuation, minimal NFT support, no mobile app, and history that stops where each exchange API stops: what WhereItGoes does not do